Tax-free solutions
For a better chance to grow your money.


A Tax-free Savings investment gives your savings a better chance to grow because all returns on the investment are free of tax. You can diversify your investment easily and conveniently by investing with a range of investment portfolios or funds in a single account.

This solution can help you to save towards a medium- to long-term goal. While you are allowed to withdraw from the product, it is not intended for investors who require regular access to their money.

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What does it offer you?

  • Flexibility: Invest once off whenever you choose or make regular monthly or annual investments by debit order
  • You may contribute up to a maximum of R36 000 per tax year to all of your tax-free savings accounts, and R500 000 over a lifetime. If you contribute more than you are allowed to, any excess contributions will be taxed at a rate of 40% in your hands
  • Start, change, or stop your regular contributions at any time
  • Your investment returns are exempt from capital gains tax, income tax on interest, dividends tax, and Real Estate Investment Trust (REIT) tax

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A minimum lump sum of R5 000 is allowed with a minimum debit order of R500 or a maximum of R 3 000 per month.